FAQs
Are GL Capital’s Financial Advisors fiduciaries?
Yes, all our advisors at GL Capital are fiduciaries. This means they are legally and ethically required to prioritize your best interests above their own, providing unbiased advice tailored to your financial goals and ensuring transparency in every recommendation.
Which custodians does GL Capital partner with for asset management?
We custodian client assets with trusted industry leaders, including Charles Schwab and Fidelity's National Financial Services (NFS) platform for our broker-dealer operations. These partnerships ensure secure, reliable, and insured protection for your investments.
How do GL Capital Advisors get compensated, and how are clients billed for services?
Our compensation is straightforward and aligned with your success: we charge an annual percentage fee based on the value of assets under management (AUM). This fee is billed quarterly in advance during January, April, July, and October, with no hidden commissions or transaction-based charges. We also grow our firm through word-of-mouth referrals from satisfied, like-minded clients who value our fiduciary approach—allowing us to focus on exceptional service rather than incentivized sales or referral programs.
What financial services does GL Capital offer to clients?
At GL Capital, we provide comprehensive wealth management solutions, including retirement planning, investment portfolio management, tax-efficient strategies, estate planning, and risk assessment. Whether you're building wealth, planning for retirement, or navigating complex financial decisions, our team customizes strategies and solutions to fit your unique needs.
What is the minimum investment requirement to work with GL Capital?
We typically require a minimum investment of $25,000 in assets under management to ensure we can deliver personalized, high-touch service. However, we evaluate each client on a case-by-case basis and may accommodate exceptions for growing portfolios or specific situations—contact us to discuss your options.
How does GL Capital help with retirement planning?
Our retirement planning services focus on creating sustainable income streams, optimizing Social Security benefits, managing 401(k) rollovers and distributions, and building diversified portfolios to minimize risk. We use advanced tools and personalized projections to help you achieve a secure retirement, whether you’re just starting out or nearing your golden years.
What sets GL Capital apart from other financial advisory firms?
Unlike many firms that rely on commissions or product sales, we operate as independent fiduciaries with a client-first approach. Our team combines decades of experience, technology, and a commitment to education, helping clients avoid common pitfalls and maximize long-term growth in volatile markets.
How does GL Capital ensure the security and privacy of client information?
Client data security is our top priority. We employ bank-level encryption, multi-factor authentication, regular cybersecurity audits, and compliance with SEC regulations. Your personal and financial information is protected through secure portals and never shared without your explicit consent.
Can GL Capital assist with tax planning and minimization strategies?
Absolutely—our advisors specialize in tax-efficient investing, including strategies like tax-loss harvesting, Roth conversions, and charitable giving. We collaborate with your CPA or tax professional to integrate these into your overall financial plan, potentially reducing your tax burden and enhancing after-tax returns.